Transferring a credit card balance to a 0% deal may seem tempting, but it could cost you in the long run if you don’t have the discipline to keep transferring the balance before the promotional period ends. Even if you delay transferring by a couple of months the interest payments can soon add up. Ultimately [...]
The interest rates charged on credit and store cards can vary widely. That applies not only to the headline rate – the interest rate that appears as a ‘typical’ rate in advertising and marketing literature – but also to individual customers; according to their personal credit rating.
There is a plethora of different credit cards available [...]
If you’re one of the thousands of people in the country who, each year, arranges a loan to fund a purchase, or if you apply for an overdraft, store card or credit card, or even a mortgage to buy a new home then the lender you approach will conduct a search of your past credit [...]
Looking after your money is extremely important in today’s fragile economy so being aware of your financial situation will help you plan for a better future and put your mind at ease. Organising your finances can be a daunting task but with the help of a credit report can be simplified so it’s easy to [...]
When it comes to credit cards, Visa and MasterCard are the two main types and both are universally accepted so can be used both at home and abroad.
One of the key benefits of having a credit card is the flexibility offered when travelling abroad. Credit cards are accepted all over the world from Britain to [...]
The internet has certainly revolutionised the way that we conduct our day-to-day banking. Although still available as options at most high street banks, it is now no longer necessary to queue in your local branch or pick up the telephone, as our banking can all be done with the click of a mouse, or even [...]
The economic crisis has pushed consumers everywhere to cut back on expenditures and seek money-saving opportunities instead. For many, this has meant holding off on larger purchases, such a new car or property, or downsizing on larger yearly expenditures, such as holidays.
For countless others, however, economising has equated to watching day-to-day expenditures, such as food [...]
People refer to credit cards as the plastics that can give you your heart’s desire. This definition is quite true, but you’re heading to some deep trouble if you swipe just your desires away, without thinking of the consequences. A credit card is the physical representation of a revolving credit that a bank has granted [...]
If you want a credit card and you want it fast, you don’t just go to the bank and request for one. What you should do is to sit at a table, lay out your options, and find the card that best fits you. If you can go online, search for the best credit card [...]
There are many credit cards in the market today. But as a wise consumer, you shouldn’t just apply for any credit card that comes your way. Every credit card has its own features. And each one of them charges a different interest rate. When applying for a credit card, you have to look into the [...]